民間貸款公司的申貸條件自然會比銀行寬鬆，但是也有一定的風險控管機制，因此諸如透過資產評估來判斷申貸人是否具有還款能力是標準流程。如果有業者標榜桃園憑證件立刻借款，那麼多半是高利貸，而非合法的民間貸款。 Young children from households where divorce was deemed not likely, but did come about, had been 6% not as likely than young children of non-divorced parents to graduate from highschool ... https://liantong.com.tw/new-taipei-home-loan/