Based on the Naskay blog, "Fintech Meets Gen AI: 7 Niches Where AI Agents and Voice-Based Services Are Disrupting in 2025 and 2026," Gen AI transforms fintech by automating credit scoring, fraud detection, and personalized wealth management to deliver instant decisions and stronger security. https://naskay.com/blog/fintech-gen-ai-niches-ai-agents-voice-services/